Welcome to travel that marches to your own beat. Join me as I hope to inspire you with zestful travel destinations & experiences, travel tips, and advice from experts.









Protecting Your Travel Investment

Happy October. I must give a shout out to Oktoberfest. Prost!🍻 If you have not been, it is quite the spectacle with many attendees wearing fancy dirndls & lederhosen, happily singing (and drinking) throughout the day (and night) 🎼🎤 TDN’s clients for this year’s festivities said their experiences were beyond their expectations. Oktoberfest, Prost!

German Ein Prosit Lyrics

Ein Prosit, ein Prosit

Der Gemütlichkeit

Ein Prosit, ein Prosit

Der Gemütlichkeit.


Moving on from the largest folk festival in the world to the not- so -sexy topic of travel insurance. As a Travel Advisor, I love to share with you the allure and enchantment of exclusive getaways, creating personalized itineraries which result in exquisite experiences. My clients entrust me with crafting dream vacations that can come with a considerable price tag. In the world of travel, we all know unforeseen events can disrupt even the best-laid plans. This is when travel insurance  becomes the unsung hero of travel. I highly encourage travel insurance for the following reasons:

Protecting Your Travel Investment:

  • Travel often comes with substantial costs. Cruise lines, airlines, hotels, and tour operators all charge high penalties for cancellations, ranging from full deposit return to no refund at all. Travel insurance policies ensure that these investments are protected in case of unexpected cancellations, interruptions, or delays. 

Trip Cancellation and Interruption Coverage:

  • One of the primary benefits of travel insurance is its coverage for trip cancellations and interruptions. Whether it’s due to a personal emergency, illness, world events, or even unexpected travel restrictions, having insurance can save my clients from losing the monies invested in their vacation. Travel insurance can cover non-refundable expenses, such as flights, hotel reservations, and excursions, allowing you to reschedule your trips without bearing the full financial burden of a loss due to cancellations or interruptions beyond your control.

Emergency Medical Coverage:

  • Health concerns can arise unexpectedly, even during a luxurious getaway. Travel insurance with emergency medical coverage ensures that you have access to proper medical care, and the expenses are covered. Many health insurance policies provide no coverage when traveling out of the country. (I recommend you check with your health insurer before traveling).This is particularly crucial when traveling to remote or international destinations where medical expenses can be exorbitant. Medical Evacuation Services can also be covered in the case of special care required away from the point of illness or injury.

Travel Delays and Missed Connections:

  • Delays are an unfortunate reality of travel. Missed connections and flight cancellations can lead to significant disruptions. Travel insurance can compensate you for extra expenses like accommodations, meals, and transportation caused by these unplanned and unforeseeable setbacks.

Emergency Evacuation and Repatriation:

  • In rare but critical situations, such as natural disasters or political unrest, travel insurance can provide coverage for emergency evacuation and repatriation.

Pre-existing conditions:

  • For one to obtain coverage for certain pre-existing conditions, the policy must be purchased at the time of booking or shortly thereafter, depending on the terms of that particular policy.

Travel is about creating unforgettable experiences, exclusivity, and cherished memories. The value of travel insurance is an indispensable element in safeguarding your emotional and financial investment. At TravelDesignsByNicole, I will always advocate for what I believe is best for my clients, the investment in travel insurance can help result in the best possible outcome if things ever go wrong. 

  • Please make note: TDN is not a registered insurance agent and cannot legally provide specific advice or information regarding insurance. I can offer quotes for travel insurance from one of our preferred suppliers on your behalf. Should you need clarity, their customer service department is readily available.

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Hi, I'm Nicole.

I founded my boutique agency to design travel that moves you. From embarking on an African safari to hiking the Inca Trail, I’ve always been drawn to travel that is transformative. As an experienced world explorer and well-connected travel advisor, I will design an immersive journey that opens up amazing modes of discovery for you.

Nice to meet you!